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A hard money loan is a loan of "last resort" or a short-term bridge loan. Primarily used in real estate transactions, its terms are based mainly on the value of the property being used as.
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Hard Money Loans. A hard money loan is a short-term financing option used to fund the purchase and/or renovation of an investment property. Hard money loans are commonly used by real estate investors for fix-and-flip projects, renovations and rehabs of rental properties, or simply to facilitate the speedy purchase and transfer of real estate.
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About Hard Money Lenders for Starting a Business | Chron.com – Hard money is a loan from private lenders, as opposed to banks. It is called hard money because it is usually secured by a real asset, such as property. Many startup businesses turn to hard money.