Fha Loans Qualifying How To Qualify For An FHA Loan 1. Have verifiable income. 2. Be able to afford the housing payment AND any existing debt. 3. Save at least a 3.5 percent down payment. 4. Have an established credit history. 5. Have a FICO score of at least 580-640. 6. Purchase a home that does not exceed FHA.
Best Lenders For Fha Loans Here’s what’s happening: For several years, FHA has insured loans to buyers who previously would have been considered too risky or marginal at best. Those applicants. the agency recently informed.