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To find a lender, you’ll have to look beyond traditional mortgage lenders since they usually don’t offer a HECM, as we’ll cover below. Instead, you need to look for companies that specialize in this specific loan. When comparing reverse mortgage lenders, ask lenders to fill out the Total Annual Loan Costs, or TALC, form.
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A mortgage originator may work within a bank, a direct mortgage lender or be an independent mortgage broker. Any person, regardless of their.
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The Utah Division of Real Estate is the primary regulator of residential first mortgage lenders and brokers. You may wish to check their web site for mortgage lenders and brokers not listed herein. This list includes the servicers of mortgage loans, and lenders and brokers who are also depository institutions or their affiliates.
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